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Showing posts with label Hot News. Show all posts
Showing posts with label Hot News. Show all posts

Friday, September 30, 2011

Homeland Security ends immigrant registration

 The U.S. government has ended a controversial counterterrorism program created in the aftermath of the Sept. 11, 2001, attacks that required men living in the U.S. who came from mostly Muslim countries to register with federal authorities.
Called NSEERS -- National Security Entry-Exit Registration System -- the program required registration, interviews and fingerprinting of male visitors 16 and older from Muslim nations as well as North Korea.

The program targeted men entering the country as well as more than 80,000 men already in the U.S., about 1,000 of them from metro Detroit. Nearly 13,800 residents were further investigated, and 2,870 were later deported.
But not a single case resulted in anyone being charged with terrorism -- a fact that experts say proves the program was a failure that unfairly harassed thousands.
NSEERS did "not catch terrorists," said Shoba Sivaprasad Wadhia, a law professor at Penn State University who has extensively researched the program. "It was ineffective and alienating."
The Department of Homeland Security quietly ended the program through a notice buried on its Web site on April 28.

Homeland Security immigration program ends, but Dearborn dad faces deportation for minor violation

In 2003, long lines formed at federal immigration offices in Detroit as anxious men from Arab and other countries waited to be registered under a new counterterrorism program.
The government said the registration, including fingerprinting and interviews, was needed to help secure the country in the war on terrorism. But many felt it was ethnic harassment.
"They treated us like animals," Siefeddine Siefeddine, 44, of Dearborn recalled Friday.
The Lebanon native says he went through a registration process from 9 a.m.-7 p.m., only to be told to report back the next day.

Across the U.S., about 80,000 men like him -- those 16 or older from 24 Muslim-majority countries and North Korea who already lived in the U.S. -- eventually were registered though the domestic part of NSEERS, the National Security Entry-Exit Registration System. Many were interrogated, and all had to report back periodically.
The aftermath of 9/11

Started in 2002, the registration was part of a broader program that required visitors from those countries to register at ports of entry and local immigration offices. It was sparked by the fact that the Sept. 11, 2001, terrorist attackers were in the U.S. as visitors from Arab countries.
The U.S. gets few visitors from North Korea.

The program "amounted to little more than a crude profiling system" that was counterproductive, said Edward Alden, a senior fellow at the Council on Foreign Relations and author of "The Closing of the American Border: Terrorism, Immigration, and Security Since 9/11" (Harper Perennial, $15.99). He called it "one of the worst vestiges of the immediate aftermath of 9/11."
The program caused intense anxiety for many Arab-Americans and Muslims, split up families and led to thousands of deportations for minor immigration violations. But in the end, it didn't catch a single terrorist, experts say.

The program effectively ended April 28 when the Department of Homeland Security removed the 25 countries from the NSEERS.
"It's a welcome step in the right direction," said Imad Hamad, regional director of the American-Arab Anti-Discrimination Committee. "This was way overdue."
In many ways, the registration requirement was an example of government overkill in the war on terrorism, he and others said.

"It was ineffective and a waste of government resources," said Nabih Ayad, a Canton attorney who represented men registered under NSEERS, including Siefeddine. "It was racial profiling on its face."
Family man in trouble
Out of the 80,000 U.S. residents who were registered, 13,799 were referred for further investigations and 2,870 were detained.
Many were deported for immigration violations that ordinarily would not have been a priority for law enforcement.

Siefeddine, for example, faces deportation because he was found in 2003 to have overstayed a visitor's visa, normally a low-priority violation. Now Siefeddine works at a gas station and said he can't go back to Lebanon because of his wife and two children.
Several advocacy groups, including the Arab-American committee and the National Immigration Forum, are asking the Department of Homeland Security to reconsider these cases. The department says it will review them on an individual basis.

Most visitors fingerprinted
Another problem with NSEERS, critics say, is that when the Department of Justice started the program in 2002, it was not properly publicized. Some men got in trouble for failing to comply with NSEERS even though they were unaware of the program.
And many who did show up faced problems.
In California in 2002, about 400 people were detained on the spot when they showed up to register, raising fears in Middle Eastern and Muslim communities. Critics said the process had echoes of registration programs for ethnic groups during World War II.
The U.S. government was low-key in ending NSEERS: Its April 28 notice was not publicized. In the notice, the Department of Homeland Security said it was "eliminating redundant programs."
Since 2004, most visitors are already fingerprinted upon entering the U.S. through the U.S.-Visit program.

Shoba Sivaprasad Wadhia, an attorney and law professor who heads the Center for Immigrants' Rights at Penn State University, cowrote a report in 2009 on NSEERS that said the program was discriminatory and ineffective.
The problem, said Wadhia and others, was using immigration law to fight terrorism.
"Any policing methods based on profiling will fail -- as was the case with NSEERS," said Abed Ayoub, a Dearborn native who is the national legal director for the American-Arab Anti-Discrimination Committee.

Monday, September 26, 2011

Happy Birthday, Google to 12 years



http://makrandmane.com/data/images/google-birthday.gif
Today, 27 September 2010, Google celebrates 12th birthday. Although the exact date has always been a mystery, but Google has always celebrated every September 27.

Though not too fancy, Google is marking its anniversary on the entire Internet users worldwide with the logo along with a birthday cake candles on the front page of Google.com, both global and local websites.

However, interesting note, a birthday cake that was on the front page of Google was painted by artists from the United States, Wayne Thiebaud, 89-year-old man, quite famous as a painter cakes, pastries, boots, toilet, and lipstick.

Despite his great works had circulated in the era of the 50's and 60's, Thiebaud is still active to this day. He always dikatikan with pop art movement since the style of painting and interest in the cultural offensive.

Anniversary of Google to this day is still a debate. Internet giants from California was always celebrated his birthday on 7 September and 27 September each year. Strange, but that's what happened for 12 years at least until 2010.

If we trace what happened 12 years ago, on 4 September, Google is turning to Google Incorporated. It could be that, on September 7, a day so that the official Google for the few.

On September 15, 1998, Google.com domain registration. Several years later, September 27, has always regarded as the anniversary of Google's official and apparently will continue to do so.
� VIVAnews

Wednesday, September 21, 2011

C. Ronaldo with sexy bikini girl

He works out..a lot of cardio and bodyweight training and he also hits the gym regularly ..
A lot of guys would be extremely happy to have his physique.C.Ronaldo was making out with a sexy girl who was beside c.ronaldo Heads down hot.C.Ronaldo any bikini clad hold hair tenderly a pretty girl, perhaps dressed in a bikini sexy girl lover.May Was it true?

Friday, September 16, 2011

Information Home equity line of credit


A home equity line of credit (often called HELOC and pronounced HEE-lock) is a loan in which the lender agrees to lend a maximum amount within an agreed period (called a term), where the collateral is the borrower's equity in his/her house. Because a home often is a consumer's most valuable asset, many homeowners use home equity credit lines only for major items, such as education, home improvements, or medical bills, and choose not to use them for day-to-day expenses. HELOC abuse is often cited as one cause of the subprime mortgage crisis.

Differences from conventional loans

A HELOC differs from a conventional home equity loan in that the borrower is not advanced the entire sum up front, but uses a line of credit to borrow sums that total no more than the credit limit, similar to a credit card. HELOC funds can be borrowed during the "draw period" (typically 5 to 25 years). Repayment is of the amount drawn plus interest. A HELOC may have a minimum monthly payment requirement (often "interest only"); however, the debtor may make a repayment of any amount so long as it is greater than the minimum payment (but less than the total outstanding). The full principal amount is due at the end of the draw period, either as a lump-sum balloon payment or according to a loan amortization schedule.
Another important difference from a conventional loan is that the interest rate on a HELOC is variable. The interest rate is generally based on an index, such as the prime rate. This means that the interest rate can change over time. Homeowners shopping for a HELOC must be aware that not all lenders calculate the margin the same way. The margin is the difference between the prime rate and the interest rate the borrower will actually pay.

HELOC loans became very popular in the United States in the early 2000s, in part because interest paid was (and is) typically (depending on specific circumstances) deductible under federal and many state income tax laws. This effectively reduced the cost of borrowing funds and offered an attractive tax incentive over traditional methods of borrowing (such as credit card debt). Another reason for the popularity of HELOCs is their flexibility, both in terms of borrowing and repaying on a schedule determined by the borrower. Furthermore, HELOC loans' popularity growth may also stem from their having a better image than a "second mortgage," a term which can more directly imply an undesirable level of debt.However, within the lending industry itself, a HELOC is categorized as a second mortgage.
Because the underlying collateral of a home equity line of credit is the home, failure to repay the loan or meet loan requirements may result in foreclosure. As a result, lenders generally require that the borrower maintain a certain level of equity in the home as a condition of providing a home equity line.
Traditional mortgages in the United States are usually non recourse loans, while mortgages in countries such as Canada are generally recourse loans. "Nonrecourse debt or a nonrecourse loan is a secured loan (debt) that is secured by a pledge of collateral, typically real property, but for which the borrower is not personally liable." A HELOC may be a recourse loan for which the borrower is personally liable. This distinction becomes important in foreclosure since the borrower may remain personally liable for a recourse debt on a foreclosed property.

HELOC freeze

In 2008 major home equity lenders including Bank of America, Countrywide Financial, Citigroup, JP Morgan Chase, National City Mortgage, Washington Mutual and Wells Fargo began informing borrowers that their home equity lines of credit had been frozen, reduced, suspended, rescinded or restricted in some other manner. Falling housing prices have led to borrowers possessing reduced equity, which is perceived as an increased risk of foreclosure in the eyes of lenders. On January 27, 2010 a federal judge refused to dismiss a class action lawsuit against Chase for freezing HELOC loans. Courts have held that a bank may freeze a HELOC in instances where a home's value decreases substantially, which is deemed by courts as a 50% reduction in value.[citation needed]

See also

  • Home equity loan
  • Loan to value
  • FICO score